WARNING!
Is your Home Equity AT RISK of being TAKEN by the Government?
If you or a loved one has recently experienced foreclosure and have equity that does not belong to the government or the bank, you are not alone. The Unexa Group has successfully helped many families recover what’s rightfully owed to them before it is LOST to the State.
Success Stories
Mr. Mario Luebano
$24,404.69
We were able to swiftly help Mr. Luebano recover the home equity from his property in San Antonio, Texas before the funds were deposited with the State.
Mr. Nicolas Ogden
$34,596.67
Nicholas was the beneficiary of his mother’s home equity from her house in Madres, Oregon after her passing. After working with Nicholas and navigating all the legal procedures in the claims process, we were able to help him save what his mother had left behind for him. This check for $34,596.67 enabled Nicholas to pay for a new place to live in.
Mr. Dale Ziolkowski
$99,829.39
Mr. Ziolkowski was facing foreclosure for two of his homes, here is a copy of the check stub on one of them in Longview, Washington. With the equity from both houses, he was able to invest in his family’s future living situation.
What Is Home Equity Funds Retrieval?
Home Equity funds, also referred to as overage or excess funds, are the funds remaining after a foreclosing mortgage or tax deed sale is paid through a foreclosure auction. In other words, if the purchase price at the foreclosure sale exceeds the borrower’s loan balance or outstanding property tax debt, this extra amount is called “excess proceeds” or “surplus funds.”
4 easy steps to claim your Home Equity funds
Step 1
Contact Us
Speak to a claims manager at The Unexa Group about your property situation
Step 2
File Claim
File your claim with Unexa and let them handle all the legal complexities and court proceedings
Step 3
Wait for a Call
Wait for a phone call from Unexa when the Home Equity Funds check is in the mail
Step 4
Receive Funds
Deposit your Home Equity Funds check!
Over 43+ Years of Experience
Need to find a partner for Home Equity Funds Retrieval but don’t know who to trust? We believe the proof is in the pudding! Check out our many successful cases completed and the checks to prove it.
With our collective experience in Real Estate Law, and our team of experienced Foreclosure Consultants, Attorneys, and Paralegals; we are here for you—to help you navigate through all the legal steps and successfully recover the funds that are rightfully yours!
More Success Stories
Mr. Henry Shuman
$351,993.25
Mr. Shuman is a resident in Los Angeles, CA and unfortunately, due to health issues, his home went into foreclosure unexpectedly. Mr. Shuman is 89 years old and thankfully, because we were able to save his equity from loss to the State, he’ll be using the money towards his nursing home care.
Juan Ontiveros & Amy Nelson
$33,030.45
Juan reached out to us to save his home equity following foreclosure. After losing his wife to illness, he was able to share the equity with their children, Ashley and Miranda.
Mr. Ronald Ward Jr. (beneficiary)
$36,335.45
We were able to help Mr. Ward recover the equity from his parent’s Texas property who were deceased. About half of our cases consist of working with loved ones of deceased property owners, and helping them get closure on their loved ones assets while preventing their equity from being absorbed by the States Unclaimed Property Division.
Alfred Taren
General Manager at The Unexa Group and has been working in the Home Equity Funds retrieval industry for over 10 years. He got into this line of work because he saw too many families losing their rightfully earned money due to complicated rules and processes. Alfred wanted to make a difference by helping these families get back what they deserve, keeping their hard-earned funds from being taken by the State. Thanks to his efforts, thousands of families have been able to recover their money and avoid financial loss.
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FAQs
What is Home Equity Funds?
If the purchase price at the foreclosure sale exceeds the borrower’s loan balance, this extra amount is called “excess proceeds” or “surplus funds” or “Home Equity Funds”
How do I claim the Home Equity Funds?
The procedures for distributing and claiming home equity funds after a foreclosure sale differ from state to state. And claiming home equity funds is sometimes a complicated process that can be confusing for homeowners, especially after the stress of going through a foreclosure.
Talk to a Lawyer or Foreclosure Consultant if you need help getting the excess money after a foreclosure. Foreclosure experts often handle surplus funds claims, ensuring that foreclosed homeowners recover the money they’re entitled to after a foreclosure.
What happens if I don’t claim my funds?
Usually, unclaimed home equity funds go to the state’s unclaimed property division. (also known as Escheatment)
What is Escheatment?
Escheatment refers to the right of a government to take ownership of estate assets or unclaimed property.
Why am I entitled to Home Equity Funds money?
After the third party trustee foreclosure sale, there was a balance that exceeded the loan amount you owe to the lender. These excess funds are payable to you since the lender is only interested in the amount owed to them.
What If I am the son or daughter and my parents didn’t leave a Will/Trust?
Birth Certificate and Death Certificate will suffice.
Who else gets paid before I can access Home Equity funds?
Generally, if any junior liens were on the home, like a second mortgage or HELOC, or a creditor that recorded a judgment lien against the property, those parties get the first crack at the surplus funds. Then, any excess proceeds left over after paying off these liens belong to the former homeowner.
I'm divorced, does my ex-wife/husband have to consent?
If he or she is on the property title, then we would need both parties to consent.
How do I get more time on the property?
We can assist in contacting the new homeowners to negotiate more time in your property as well as “cash for keys.”
How much time do I have to claim Home Equity funds?
Trustees have 30 days from the auction to notify all interested parties (such as second mortgage holders, tax lien holders, or credit card lien holders) of the possible home equity funds via mail.
Interested parties (including you) have 30 days from the notification to assert their claim. Failure to respond within the 30-day deadline can result in losing rights to funds.
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